We guide our business clients in developing and managing defined benefit, defined contribution and deferred compensation plans. Leveraging our expansive access to research and data, we deploy our suite of advanced planning tools to provide services including:
- New plan designs
- Plan restructuring, fund transitions and fund mergers
- Portfolio modeling and strategic asset allocation
- Performance measurement and analysis
- Fiduciary audits
- Participant enrollment and communication strategies
- Fund manager identification and reviews
Our value lies not only in our ability to customize plans to our clients’ distinct needs, but also to uncover opportunities and offer creative solutions that positively affect our clients’ bottom lines while benefitting their employees, too.
For our nonprofit clients including foundations and endowments, we provide services designed to protect and grow institutional assets, including:
- Risk and liquidity analyses
- Portfolio modeling and strategic asset allocation
- Spending policy reviews
- Board and investment committee education
- Peer group intelligence and comparisons
- Performance reporting
- Special projects
Our success with foundations and endowments can be attributed in large part to the conflict-free, fiduciary role we assume. We consider it our responsibility to not only provide responsible and compliant investment management, but also to ensure that international best practices are adopted and followed. This allows our clients to worry less about their investments and stay focused on their missions.
We are equal parts fiduciary, financial planner and investment manager. You get a partner who is fundamentally aligned with your goals and aspirations.
Scott Pinkerton, CFP®, AIF®, CIMA®, CPWA®
Scott Pinkerton is a Certified Financial Planner™ and Accredited Investment Fiduciary® who began his career in financial planning in 1985. He also completed the Certified Investment Management Analyst® program through the Wharton School of Finance, and later became a Certified Private Wealth Advisor® through the Investments & Wealth Institute at the University of Chicago Booth School of Business. CPWA® is an advanced credential for wealth managers who work with high-net-worth families and individuals, focusing on the life cycle of wealth: accumulation, preservation, and distribution.
Scott has been named multiple times to lists including Barron’s Top 1200 Advisors, Forbes Best-In-State Wealth Advisors and Financial Times 400 Top Advisors.*
*The ranking algorithm for Barron’s Top 1200 Advisors is based on industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC, which does not receive compensation from the advisors or their firms in exchange for placement on a ranking. Investment performance is not a criterion. The rankings for Forbes Best-In-State Wealth Advisors and Financial Times 400 Top Advisors are based on data provided by thousands of advisors. Factors included in the rankings were assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work. Investment performance isn’t an explicit component.
Alex Herrington, CFP, Planner
Alex is a Certified Financial Planner™ who has been providing investment and planning guidance to families and individuals for over five years. He started his career with Fidelity Investments in the company’s Boston headquarters, where he held positions including financial representative and relationship manager. After attaining the CFP® designation he transitioned into roles as an investment and financial consultant for Fidelity’s high net worth clients. Prior to his career in financial services he held a variety of customer service and client focused roles. He received a bachelor’s degree in business administration and finance from the University of Central Florida.
Colton Lightner, CFP, Associate Planner
Colton works with FourThought’s client service team to provide ongoing support and administration of private wealth clients and their accounts. He also works closely with FourThought’s planners to ensure that clients’ financial plans are in place and in alignment with their goals. He holds several securities and insurance licenses.
Colton holds a bachelor’s degree in business administration from Stetson University. He earned a baseball scholarship as a walk-on and became the team captain, earning a “Leader of Distinction” award. He stays active in local high school sports through mentoring and coaching.
Jake MacFarlane, Associate Analyst
As the Research Analyst for FourThought, Jake MacFarlane is responsible for assisting the investment management team in researching securities and participating on the investment committee. Additional responsibilities include assisting in the management of equity portfolios through comprehensive research reports and stock recommendations, developing and maintaining qualitative and quantitative research processes, providing weekly commentary and portfolio reviews to the investment committee, and contributing to key thought leadership marketing materials such as whitepapers, thematic investing articles, and webinars.
Jake is a graduate of the University of South Florida and holds a degree in finance. Prior to joining FourThought, Jake was employed as an insurance agent working in sales. Jake holds several insurance licenses and is Bloomberg Marketing Concepts (BMC) certified.
Part of a Family of Companies
FourThought Institutions is part of a family of companies that meet the diverse planning and investment management needs of a wide array of people and organizations. Our holding company is FourThought Financial, which also includes FourThought Private Wealth and FourThought Signature, created to serve the unique needs of ultra-high-net-worth investors, multi-generational families and family offices.